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Get the Best HELOC By Asking These 7 Questions

With a home equity line of credit—or HELOC—you use your home as collateral to establish a line of credit you can borrow from. Most homeowners are familiar with home equity loans in which a lender gives you a sum of money and you pay it back with interest. Since HELOCS are different from other kinds of loans, it’s …

Celebrity chef Rocco DiSpirito: Local restaurants face ‘mass extinction’ with coronavirus closures

close video Celebrity chef Rocco DiSpirito: Coronavirus-hit restaurant industry may face ‘mass extinction event’ Cleo NYC Executive Chef Rocco DiSpirito on his efforts to help the restaurant industry, which is struggling from the coronavirus, specifically in New York City as dining restrictions continue. New York City needs to open indoor dining before restaurants go “extinct” …

Stop Thinking of Your Home as an Investment

A home for sale in Carlsbad, Calif., in October. Credit: Associated Press This year, I sold one apartment and bought another. It was a reminder that the words “home” and “investment” don’t belong in the same sentence. Don’t get me wrong: I’m all in favor of home ownership. The tax breaks are impressive. Home ownership …

Checklist: Play Roulette Like a Pro

by Giovanni Angioni Becoming a professional Roulette player is the dream of a lot of players who gamble online Some Roulette wheel secrets are proven to help you win more Here you find tested Roulette strategies and a checklist that famous professional Roulette players use to beat Roulette Let me be completely honest with you: …

Facing Foreclosure? Here’s When You Actually Have to Move Out

Piotrekswat/iStock During the housing crisis of the early 2000s, foreclosure numbers were at a record high. Thankfully, the market has since turned around, but that doesn’t mean foreclosures are necessarily a thing of the past. In 2018, there were over 600,000 reported foreclosure filings in the U.S. alone, according to ATTOM Data Solutions, a real …

Citi Bank’s Sales Unit Sees Vast Growth

Citi Private Bank North America has announced its National Hedge Fund Sales Team, established in January 2015 to focus on the private banking needs of hedge fund founders, has grown by more than 50% since inception and currently has 140 hedge funds and their principals as Citi Private Bank clients. The team is led by …

7 Foolproof Ways to Avoid a Refinance Rip-Off

FabrikaCr/iStock Here’s the good news: If you’ve put off refinancing you’re home, you’re not too late. Even with recent hikes, interest rates remain at historically low levels. So there’s still time to squeeze in a refinance before rates spike. You can potentially put hundreds of extra dollars in your pocket each month. But here’s the bad …