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Is Your Payment History Hurting Your Credit Score?

stefanocar75/iStock Missing one bill payment might not seem like a big deal. That is until that payment blemish causes a lender to rethink your loan’s terms—or even your overall eligibility. Being a forgetful bill payer is a big deal to lenders and credit bureaus. And if you continually skip payments, you can seriously bruise your financial …

Digital Currency Is Going Mainstream

Once seen as edgy and alternative, cryptocurrency now seems like a global inevitability. Initially, banks were unwilling to disrupt themselves with technology that would enable customers to work around them. But now the race is on to embrace the change on their own terms. Duffie Video of Duffie

What Is an Origination Fee, and How Much Does It Cost?

Juanmonino/iStock In the seemingly never-ending mortgage lexicon of home buying and selling, one term in particular stands out as a source of confusion: the origination fee. What is an origination fee? It’s something every homeowner needs to understand. And the good news is that it’s not actually that complicated. In basic terms, an origination fee—sometimes referred to …

Do I Have to Pay Taxes on a Foreclosed Home?

Losing one’s home to foreclosure is never easy. One of our readers, “Kate,” wants to know whether she will still be on the hook for her property tax bill if it gets to that point. She writes: “If one “walks away” from their home mortgage, home goes to foreclosure, but still owed a current property …

AHF Applauds Restoration of Syringe Exchange Programs

However partial lifting of decades-long ban still does not allow federal funds to directly purchase needles.   The AIDS Healthcare Foundation (AHF) has applauded Congress for partially lifting its longstanding ban on federal dollars being used to support needle exchange programs that have been proven to reduce the transmission of HIV and disease by allowing …

6 Refinancing Mistakes Homeowners Risk Making Right Now

wutwhanfoto/Getty Images Between low mortgage interest rates and the coronavirus pandemic sending our economy in a tailspin, many people have recently rushed to refinance their mortgages. But as we all know, haste makes waste—and many of those eager homeowners made mistakes that could cost them tons of money in the long run. So if you’re tempted to …