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4 Signs You’re a Great VA Loan Candidate

Veterans United VA loans offer a host of huge benefits, from $0 down payment and no mortgage insurance to limits on what buyers can pay in closing costs. It’s part of a benefit program that’s helped millions of veterans and military members purchase a home since World War II. But this is also a specialized …

Here is all you need to know about high-risk merchant accounts

When your business sells online, it is only logical that you’ll have to accept payments from customers over the internet too. To facilitate the process of payment acceptance, you’ll have to team up with a payment processing company. But before these companies agree to deal with you, they’ll first examine the nature of your merchant …

I Want This House But Can’t Buy Now

What happens if you want a house but can’t buy now. Today’s question comes from Commerce City, CO. Q: My family and I came upon the perfect house. Unfortunately, our credit won’t allow us to finance at this time. We forecast that it will take us a year to be creditworthy. The home that we …

The 8 Mortgage Mistakes You Can’t Afford to Make

ArtemSam/iStock Picking out the perfect home can be a challenging task. But that’s only the first step. You still need to be an attractive loan candidate, navigate the mortgage process and plan well for the future. Since all that can get a little tricky, many home buyers made mortgage mistakes that cost them dearly. In order to …

Green Mortgages: You Can Buy an Energy-Efficient Home

iStock/Thinkstock If your dream is energy-efficient home which is also environmentally friendly, you may be in the market for a green mortgage. Stretching back to the Carter Administration in the late 1970s, these mortgages were designed to offer people incentives for building energy-efficient homes. Today, they give borrowers an option to qualify for a larger loan amount …

How Does a Second Mortgage Work—and Is It Right for Me?

elenaleonova/iStock Your home is much more than an asset in your financial portfolio — it’s where you raise your family, host your guests and create warm memories. But what happens when you find yourself in need of extra funds? A second mortgage could help you cover emergencies or give you an added boost to cover everyday …

‘The Crazy Way I Paid Off My Mortgage Fast’

andresr/iStock The average American homeowner owes $164,217 on his mortgage. That’s a hefty sum, which explains why most of us chip away at paying it back over, oh, 30 years. And yet, certain homeowners pay off their mortgage at a much faster clip—and it’s not because they’re millionaires, either. Check out the stories of three homeowners who went to extreme lengths …